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If you're living overseas

You’ll need to send evidence with your Overseas Income Assessment Form (OVFA).

Select which circumstance applies to you so you can return the correct evidence (photocopies only):

You’re employed

If you’re employed overseas, send one of the following pieces of evidence with your completed form:

  • your last 3 months payslips – to be accepted these must:
    • show your income before tax (gross); and
    • not be hand written.
  • your contract of employment - to be accepted these must:
    • be dated within the last 6 months;
    • be signed by you and your employer;
    • clearly show your salary (or hours worked and pay rate);
    • not be hand written.

If you’re sending your contract of employment, we only need copies of the pages which show the requested information. You don’t need to send the complete contract.

For some countries (e.g. Russia, China and Japan) we may require translated copies of the evidence if it’s not clear what your gross income is.

When we receive your completed form and all the evidence we need, we’ll contact you to let you know if you’re due to make repayments. If you are, the letter will detail your monthly repayment amount based on your income and the equivalent repayment threshold for the country you’re resident in.

If you have any questions about the Overseas Income Assessment Form or what evidence to send, call us on: 0300 100 0611 or + 44 141 243 3660 (Mon – Fri 8am - 8pm).

You’re self-employed

If you’re self-employed , send in copies of your bank statements. To be accepted, your bank statement must:

  • be in your name;
  • be dated within the last three months; and
  • show activity with frequent withdrawals being made (ISA accounts will not be accepted).

The purpose of sending your bank statement is to show where money is being drawn from for day to day living. If it doesn’t show this it won’t be accepted.

Alternatively you can send one of the following pieces of evidence with your completed form:

  • your most recent financial accounts confirming your gross annual income (invoices are not acceptable); or
  • a letter from your accountant confirming your gross annual income.

When we receive your completed form and all the evidence we need, we’ll contact you to let you know if you’re due to make repayments. If you are, the letter will detail your monthly repayment amount based on your income and the equivalent repayment threshold for the country you’re resident in.

If you have any questions about the Overseas Income Assessment Form or what evidence to send, call us on: 0300 100 0611 or + 44 141 243 3660 (Mon – Fri 8am - 8pm).

You’re unemployed

If you’re living overseas, send evidence of the benefits you’re receiving (must be dated within the last year) with your completed form.

When we receive your completed form and evidence, we’ll update your records to show that no repayments are required at this time.

If you have any questions about the Overseas Income Assessment Form or what evidence to send, call us on: 0300 100 0611 or + 44 141 243 3660 (Mon – Fri 8am - 8pm).

You’re still studying

If you’re in further study we need confirmation that you’re attending in the current academic year. Don’t send an offer letter from a university or college, as this doesn’t confirm you’ve taken the place on the course and will not be accepted.

Instead, send one of the following pieces of evidence with your completed form:

  • bank loan agreement covering current academic year for example Career Development Loan;
  • grant letter covering current academic year;
  • letter from the university or college confirming your place on the course (not an offer letter);
  • student card covering current academic year.

Alternatively, if you’re financially supported by someone else, have them fully complete the Third Party Declaration in Section 3 of your form. To be accepted you’ll also need to send a bank statement which must:

  • be in your name;
  • be dated within the last three months; and
  • show activity with frequent withdrawals being made (ISA accounts will not be accepted).

The purpose of sending your bank statement is to show where money is being drawn from for day to day living. If it doesn’t show this it won’t be accepted. Additionally, statements showing money being credited to your account frequently and/or of a sizable amount which are unexplained (and no evidence provided) will also not be accepted.

When we receive your completed form and all the evidence we need, we’ll update your records to show that no repayments are required at this time.

If you have any questions about the Overseas Income Assessment Form or what evidence to send, call us on: 0300 100 0611 or + 44 141 243 3660 (Mon – Fri 8am - 8pm).

You’re living from savings

If you’re living from savings, you’ll need to return your completed form with copies of your bank statements. To be accepted, your bank statement must:

  • be in your name;
  • be dated within the last three months; and
  • show activity with frequent withdrawals being made (ISA accounts will not be accepted).

The purpose of sending your bank statement is to show where money is being drawn from for day to day living. If it doesn’t show this it won’t be accepted. Additionally, statements showing money being credited to your account frequently and/or of a sizable amount which are unexplained (and no evidence provided) will also not be accepted.

If you have any questions about the Overseas Income Assessment Form or what evidence to send, call us on: 0300 100 0611 or + 44 141 243 3660 (Mon – Fri 8am - 8pm).

You’re travelling

If you’re currently travelling you’ll need to return your completed form with copies of your travel itinerary and bank statement showing the funds you’re living from. To be accepted, your bank statement must:

  • be in your name;
  • be dated within the last three months; and
  • show activity with frequent withdrawals being made (ISA accounts will not be accepted).

The purpose of sending your bank statement is to show where money is being drawn from for day to day living. If it doesn’t show this it won’t be accepted. Additionally, statements showing money being credited to your account frequently and/or of a sizable amount which are unexplained (and no evidence provided) will also not be accepted.

If you have any questions about completing your form or the evidence required, call us on: 0300 100 0611 or + 44 141 243 3660 (Mon – Fri 8am - 8pm).

You’re volunteering

If you’re currently doing volunteer work, you’ll need to return your completed form with a letter from the organisation confirming the support they provide you (must be dated within the last 12 months).

If you have any questions about completing your form or the evidence required, call us on: 0300 100 0611 or + 44 141 243 3660 (Mon – Fri 8am - 8pm).

You’re supported by someone else

If you’re financially supported by someone else, have them fully complete the “Third Party Declaration” in Section 3 of your form. You’ll also need to send a bank statement showing the funds you’re living from.To be accepted, your bank statement must:

  • be in your name;
  • be dated within the last three months; and
  • show activity with frequent withdrawals being made (ISA accounts will not be accepted).

The purpose of sending your bank statement is to show where money is being drawn from for day to day living. If it doesn’t show this it won’t be accepted. Additionally, statements showing money being credited to your account frequently and/or of a sizable amount which are unexplained (and no evidence provided) will also not be accepted.

If you have any questions about completing your form or the evidence required, call us on: 0300 100 0611 or + 44 141 243 3660 (Mon – Fri 8am - 8pm).

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